Spendwise calculates in real time whether you’re on track with your monthly budget — no spreadsheets, no apps, just a clear instant verdict.
No complex setup. Enter your numbers and instantly see your spending health for the month.
Enter your total monthly budget — the full amount allocated for all expenses this month.
Enter the total you have spent so far this month across all expenses combined.
Enter which day of the month it is. The app calculates how much you should have spent and compares it to reality.
Fill in the three fields and your budget status updates instantly in real time.
Simple and transparent. Budget divided evenly across 31 days, compared against actual spending.
Simple practices that help you build and maintain a healthy budget all month long.
Log spending daily. Small expenses add up fast — a coffee here and a snack there can quietly blow your monthly budget.
Day 15 is the ideal checkpoint. Over budget halfway through? You still have time to cut back before the month ends.
50% of income to needs, 30% to wants, 20% to savings. Run this tracker per category for deeper insight.
Enter 90% of your real budget as the total. That hidden 10% acts as a cushion for unexpected costs at month’s end.